Top Credit Counselling Singapore is a vital service that assists individuals with debt management. It involves a counsellor working closely with the client to understand his or her financial situation, assess the individual’s debts and develop a manageable debt repayment plan. It also provides valuable financial education, helping the individual learn how to budget and make wise money decisions.

Many people are hesitant to seek help when it comes to financial problems, especially those with unsecured debts like credit cards and personal loans. However, it’s important to take action before debt spirals out of control. Credit counselling and debt management can be a lifeline for those struggling with financial problems and provide the tools and guidance to regain control of their finances.

Top Credit Counselling Services in Singapore: A Guide for 2024

Credit counselling agencies typically offer a safe and non-judgmental environment for borrowers to discuss their financial problems and concerns with a professional. They can provide a range of services from budgeting, personalised debt management to advice on negotiating with creditors. They can also provide emotional support and help borrowers to cope with the stress of financial difficulties.

In Singapore, credit counselling is offered by a non-profit organisation known as EDUdebt. It has helped more than 35,000 individuals address their debt issues through education, credit counselling and facilitated debt restructuring. It also offers a series of financial literacy workshops to teach individuals how to manage their debts and finances better. You can find more information about CCS’s services here.